12Commerce Features
Secure Payments and Checkout
Payments and checkout in 12Commerce are designed around how businesses in Pakistan collect money. Stores connect the payment methods they prefer and customers check out with confidence, while every transaction stays connected to the order record.
What you can do with secure payments and checkout
Fast, secure checkout with the payment methods your customers actually use.
Multiple payment methods
Accept the providers and methods that work for your customers and market.
Connected to orders
Payment information stays linked to the order, simplifying reconciliation.
Checkout that converts
A short, clear checkout keeps customers from abandoning their carts.
Security built in
Payment handling follows the security practices of the integrated providers.
The problem it solves
Card-only checkout excludes the majority of customers in many markets, while manual payment collection makes reconciliation a chore. Checkout must fit local payment habits and still feel safe.
Who it is for
Merchants who want checkout to match how their customers pay — cards, wallets, bank transfers, and cash-on-delivery arrangements — without manual order bookkeeping.
How it works
A simple workflow that fits how stores already operate.
Connect your payment method
Choose and connect the providers you want to accept from the dashboard.
Customers check out
Buyers pay through the checkout or confirm an order that you collect on delivery.
Reconcile from the order record
Every order keeps its payment details so you can track what was paid and what is pending.
Explore related features
Secure Payments and Checkout checklist
- Multiple payment methods
- Connected to orders
- Checkout that converts
- Security built in
- Connect your payment method
- Customers check out
- Reconcile from the order record
Frequently asked questions
Answers about this 12Commerce feature. Anything specific to your plan or store can be confirmed with the team.
Which payment methods are supported?
The dashboard supports connecting the payment providers relevant to your market. The best confirmation for your country and plan is the checkout setup in your store.
Can I offer cash on delivery?
Many local merchants run COD-style flows where orders are confirmed in chat or checkout and payment is collected on delivery. Confirm what applies to your plan in the dashboard.
Is online payment required to start selling?
No. You can start accepting orders and manage payment collection through your normal workflow.
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